So What if There are No More Cheques?

I've just read my way through the Payment Council's decision on the future of cheques - and you can give yourself that doubtful pleasure by clicking on the link I've provided for you.

Whilst I'm all for going paperless, I do have one small question here.

If, by the target date of 31st October 2018, banks and payment processing intermediaries are still refusing to provide card processing services to new or small businesses - as they frequently do now - what are those businesses to do? Ask customers to put the cash in the post? Cease trading?

I know I seem to be saying this a lot of late - but I really do think that somebody somewhere isn't thinking too clearly at the moment...